Flex Pay Business Loans
Giving you the flexibility to reduce your loan payments by up to 50%!

Borrow Now, Grow Now, Pay Later!

Pay less when it matters defer up to 50% of your loan principal for more affordable payments now. Use the funds to grow your business, and pay it back when the time is right.

Learn more about our BANKROLL’S program industry-leading. The ultimate revolving line of credit!

• Max approval amounts up to $1,000,000 with minimum initial loan of $5,000.

• Max amortizing term up to 36 months with low, fixed weekly payment.

• A revolving period up to 52 weeks.

• Unlimited draws of $5,000 or more during the revolving period.

• Unlimited partial principal paydowns of $5,000 or more during revolving period.

• Every payment made and partial principal paydown frees up line availability.

• Finance charges accrue and are collected weekly.

• Pay off or pay down without penalty, no maintenance fees or prepayment fees.

• Closing points only charged on cash out

Ask About Our New IO Flex Pay Advantages: UNIQUE FEATURES AND BENEFITS:

• Loans available from $5,000 to up to $5,000,000. (No collateral is required on some loans options amounts from $50,000 to $750,000 with no collateral required.)
• Interest-only flex pay loan pay only the interest for up to 1 year! 
• Same-day approval offered with funding in under a week!
• We offer lines of credit, SBA loans, term loans, and much more. 
• Business lines of credit, the flexible solution for your business.
• When banks say no, we help you to get a yes! With low credit and bad credit, we will work with you.

More solutions available to help run your business!

Many merchants simply don’t dream big because they can’t afford to borrow the funds they need. Flex Pay Solves that problem. ARF Financial’s Flex Pay Loan allows you to defer up to 50% of your loan principal into the future, resulting in dramatically lower payments now! Things like equipment purchases, remodels, renovations, additional locations, partner buyouts are not out of reach. Not any more! Our Flex Pay Loan is the perfect solution to get your project completed and begin earning a positive return on your investment now, without the need for collateral and without the stress to your cash flow! Flex Pay also has a unique early pay off options designed to minimize your interest costs.

Couple this flexibility with our Line of Credit product and the Flex Pay solutions becomes even more powerful!

We serve a large variety of industries, if yours is not listed below please reach out to us for your lending needs, we can likely still serve you!

• Hospitality Industry: Restaurants, bars, breweries, coffee shops, grocery stores, movie theaters, hotels/motels etc.
• Automotive Industry: Car repair shops, car parts store, car sales, etc.
• Health Services: Doctors office, pharmacies, hospitals, medical equipment/supplies etc. 
• Retail Stores: Hardware stores, sporting goods store, pet store, etc.

Many more not listed, please reach out to us with your lending needs!

 “I started my process on a Monday and got funded by the next Tuesday. Meraki worked very hard and I’m super satisfied with the results of my line of credit,  good job guys!!” - Ramona T. 04/29/22

“One of my friends recommended Meraki Lending Business Consulting. I was little bit skeptical at first but turned to be the best experience. They got me pre-qualified and within a week my deal was funded . Thank you Patty and Elvia Now I can concentrate on running my business. Love you guys!” -  Gerardo M. 05/10/22